Citi Wealth has created an artificial intelligence avatar, Citi Sky, powered by Google Cloud and Google DeepMind. With it, clients will be able to access market insights and financial guidance.

The new tool will be available to Citigold clients this summer in a phased roll-out. Citigold is the bank’s premium banking and wealth management tier requiring high account balances. 

Citi Sky was developed using the Gemini Enterprise Agent Platform and will be integrated into Citi Wealth platforms in the United States. Clients will be able to use it alongside their Citi financial advisor. 

This is part of Citi’s multi-year partnership with Google Cloud, established about two years ago, to support Citi’s digital strategy through cloud technology and AI.  

The avatar will initially be available in English and Spanish, with additional languages added over time. Clients can use Citi Sky to ask for timely financial guidance, including prompts for certificate of deposit maturity events and market insights from Citi Wealth’s chief investment office.

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It utilizes Google DeepMind’s real-time avatar technology and Gemini’s live audio and video models.

“We believe Citi Sky will change the model of wealth management,” said Andy Sieg, Citi’s head of wealth, in a statement. “For decades, managing your financial life meant navigating apps, calls, and meetings. With Citi Sky, you simply ask—and act. This is the shift from interface to intelligence, from transactions to outcomes.”

“It doesn’t replace our advisors—it makes them more powerful, extending their reach and deepening their impact. In fact, Citi Wealth plans to add advisors in the years ahead,” he added.

The tool is built on a secure data foundation that complies with regulatory standards, Citi said. The firm will continue to partner with Google in expanding the tool’s capabilities. “The future of financial services lies in the ability to turn vast amounts of data into conversational, actionable intelligence for investors,” Google Cloud CEO Thomas Kurian said in a statement. “With Gemini Enterprise as the backbone of Citi Sky, combined with frontier models from Google DeepMind, Citi Wealth is establishing a new blueprint for how agentic AI can drive high-quality, personalized financial insights for millions of its customers.”