How Advisors Can Build Retirement Portfolio Paychecks
George Padula, CIO at Modera Wealth Management, discusses the 4% rule, including the importance of clarifying whether withdrawals are measured gross or net.
In this interview, Padula explores how advisors can build retirement “portfolio paychecks” by:
-
Pairing structure with flexibility
-
Using volatility through rebalancing
-
Drawing from different portfolio segments
-
Adjusting spending as markets rise or fall.
The conversation highlights practical guardrails such as dividend growth, municipal bond income, and tax-efficient realization of capital gains, with an emphasis on what clients keep after taxes.
Padula also addresses the operational challenge of delivering customization without burdening the back office, stressing technology-enabled efficiency and a hospitality-driven, team-based service model to strengthen client retention through both good and difficult life events.
Find out more about Wealth Management EDGE 🔗 https://informaconnect.com/edge/